Mortgages and Equity Release Mortgages
Premier Plus have highly experienced mortgage advisers who are able to offer expert, comprehensive advice, either email, face-to-face or over the telephone, to fit in with your schedule and lifestyle.
Premier Plus are all fully qualified and regulated by the Financial Conduct Authority. We offer independent mortgage advice and all of our mortgage specialists are able to provide you with the information for the most suitable mortgage selected from our complete range of competitive lenders.
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Arranging a mortgage is known to be one of the most stressful times in your life!
Your Mortgage Advisor’s role is to advise, recommend and assist you with your mortgage application from start to finish, with a dedicated administrator, to ensure the whole process is as smooth as possible – so let us take the strain!
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What our clients say
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Mortgage and Protection Advisers
Carl Homes Cert CII (MP & ER)
Estelle Cameron CeMAP
Gary Haran
Gary Stevenson Cert CII (MP & ER)
Carl started working in the finance sector in 2007 for Halifax taking on various roles from business banking to financial advice before moving to Santander as a Protection Consultant, after taking a break to move into mortgages and a short stint at an estate agent he joined Premier Plus in 2017 to become a fully independent mortgage adviser.
He is also qualified to provide advice where necessary to our older clients who may not feel they are eligible or can get a mortgage by advising on Equity Release mortgages, helping and guiding clients to release money from their homes, to enjoy life in their older age, be this in order to facilitate a move to a more suitable property, help family members get on to the property ladder or just be able to enjoy themselves in later life.
‘I enjoy being part Premier Plus to be able to get access to a larger variety of lenders including more niche and smaller lenders of which a smaller company or individual may not be able to source, alongside working with a very close-knit team that feels more like a family than a business.’
Joined Premier Plus: 2017
Professional history: Estelle has been in the financial services industry for over 20 years; initially arranging appointments for financial consultants working for Sun Life of Canada, before working for a local building society, Norwich and Peterborough, where she gained her CeMap mortgage qualifications.
“I enjoy assisting people in obtaining their mortgages for their new homes and the variety that this role brings. Premier Plus gives me the opportunity to do the job I love and offer a wide scope of mortgages across the whole lending market.”
Personal synopsis: Estelle has two children and enjoys her time away from the office with holidays and spending time with her children and friends. She loves a good chick flick, but is not so keen on the horrors!
PP Services: Mortgages; Life And Critical Illness Protection; Income Protection; Home Insurance
Date started: 2013
Gary is qualified to advise on Mortgages and Protection products.
Gary has worked in the financial services industry since 2003. Since joining the industry Gary has helped many clients with complex enquiries.
Gary was a keen footballer and is well known locally due to representing local sides for over 27 years. He enjoys all sports, travel & the cinema
Joined Premier Plus: August 2014
Gary joined us in September 2006 from outside Financial Services and has very quickly become a valued member of our team. Gary is qualified to advise on Mortgages and Protection products and is an equity Release expert
He has 2 grown-up children and loves golf with a handicap of 2.
Joined Premier Plus: September 2006
James MacInnis-Hill CeMAP
Kate Gentry CeMAP MLIBF CeRER
Ronni Baker-Towns
Lisa Oxborough BSc(Hons) DipFSM CeMAP CertCII (MP)
Professional history: James (Jim) has been employed by Norwich and Peterborough Building Society, Barclays Bank and Lloyds Bank, with over 17 years of successful service as a Mortgage and Protection Advisor.
“I am highly experienced in whole of market mortgage lending and whole of market protection provision, whilst I pride myself in offering my clients the very best quality and speed of service. I work closely with both lenders and protection providers to make sure that my clients’ needs are met and delivered in the most professional way.”
Personal synopsis: Jim is happily married and a proud father of two young children, as well as two dogs, two cats and two rabbits! He loves to spend time with his family whilst also enjoying football, live music and holidays in the UK and abroad.
PP Services: Mortgage Advice; Life and Critical Illness Cover; Income Protection; Family Protection Life and Critical Illness Cover
Date started: 2019
Professional history: Kate started working for the Cambridge Building Society in 1998 and qualified as a mortgage adviser, gaining 10 years of experience across the branch network. To enhance my knowledge I also spent a year working in the Mortgage Administration department.
Kate changed direction to fit around raising a family, first as part of the management team at The Horseshoe Inn, Offord D'arcy before moving on to become the Senior Finance Officer at Longsands Academy.
"I am delighted to have now rejoined my career path, helping people through the mortgage process and seeing them settle in their new homes."
Personal synopsis: Kate considers herself to be particularly friendly and loves nothing more than spending time with friends and family. A 'yes' type of person so anything goes, from theatre, restaurants and cocktails to weekends away, escape rooms and spas. Known to climb mountains and mess about in boats, Kate does not spend an awful lot of time at home but when she does, Kate can rustle up a decent meal and play a mean game of Scrabble.
PP Services: Mortgages and Protection
Date started: 2018
Professional history: Ronni has worked in financial services since 1990, initially as a building society branch manager and mortgage underwriter, before being one of the first to join Premier Plus in 1999.
“I bring experience out of the financial sector to my skillset, including working as senior airline cabin crew and in a managerial position with Marks and Spencer.”
Personal synopsis: Ronni has a grown up daughter and, having lived abroad, she enjoys visiting as many new places as possible both in the UK and worldwide. In her spare time she enjoys going to the theatre, reading, cooking and gardening.
Residential, Investment & Commercial Mortgages; Secured Loans; Mortgage; Family, Income & Business Protection
Date started: 1999
Professional history: Lisa joined Premier Plus as a consultant in 2010, bringing 20 years of experience in the industry to her clients.
“I focus on making use of email and other communication technologies to provide non-face-to-face advice for efficient use of time. I also pride myself on placing mortgages correctly the first time, making things as simple for my clients as possible and building strong, long-lasting client relationships.”
Mark Osborne
Michal Mikula CeMAP
Roxy Burridge CertCII (MP)
Toni Badhams CeMAP
Mark has recently joined from Lloyds Bank where he was a Mortgage Advisor for the last 10 years.
Amongst many things, he prided himself on helping and providing advice for his customer’s to realise their dream of buying their first home.
He previously worked with HSBC Bank and Standard Life Assurance providing protection advice and where he was able to build strong relationships with his many clients.
Joined Premier Plus: January 2018
Professional synopsis: Michal started his career in the financial services at Lloyds TSB in 2006. Having covered various roles, from Cashier to Senior Personal Banking Manager he became a Mortgage Adviser in 2014.
As he was only able to advise exclusively on Lloyds Bank mortgage products Michal felt like his clients were not getting the best possible advice they deserve so he joined Premier Plus in 2016 to become an Independent Mortgage and Protection Adviser. Since then he has been providing his clients with a fully comprehensive advice on mortgage and protection solutions from across the Whole of Market.
Personal synopsis: I am happily married and have two young daughters and as much as it may sound like a cliché, being a dad is the best thing in the world for me.
Outside of work I obviously spend time with my family :) but I also try to give as much time as I can to pursue my two passions which are tennis and chess.
PP Services: Mortgages (Residential / Buy To Let), Life And Critical Illness Cover; Income Protection; Family Protection
Joined Premier Plus: 2016
Professional history: Roxy has been working for Premier Plus for ten years, starting as an administrator and working her way up the company.
I passed my final CII exam in December 2018 and have been enjoying my role as a Paraplanner and a Mortgage Adviser ever since. The sense of pride you feel when you help First Time Buyers to get onto the ladder or a long-standing client to buy their “forever” home, makes everything worthwhile.
Personal synopsis: Roxy is married with an eight-year-old son. She spends her weekends as a 'football mum' and enjoys a good meal out with the girls!
Joined Premier Plus: 2011
Professional History: I have worked in the financial services industry for over 13 years, firstly with Lloyds Banking Group and now with Premier Plus Ltd and have a passion for helping people realise their dream of owning their own home.
I aim to build long lasting relationships by offering you the best advice and service I can possibly give
Personal Synopsis: When I am not working, I love spending time at home with my young family making memories and also keeping fit. If I’m not doing either of these, you will most likely find me in the garden or on our allotment enjoying all that nature has to give.
Joined Premier Plus: October 2020
Keith Pointer (Retired)
Keith came to us from Legal & General and fulfils the double function of Mortgage and Protection adviser. Former West Ham footballer Keith has been in the Industry for 22 years.
Keith lives with his partner and step-children.
Joined Premier Plus: October 1997